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"The services offered at Bajaj Capital shine brightly as it caters to each individual's needs."
Kirti Kashyap
Senior Manager, New Delhi
“This is our expertise at Bajaj Capital. We give a solution-based approach to by identifying individual’s needs and providing our services with a Client-Centric approach.”
LA Premier, Mumbai
“When I’m sitting with my customer, I want a detailed explanation of insurance jargon that the B2B portal has resolved for me.”
Pinky Roy
RM, New Delhi
Life is too unpredictable, and uncertainties can also rip a person off emotionally, financially, and physically. This is because no one controls one's disease; neither can anyone predict it. Therefore, the breadwinner's death can cause disastrous turbulence in the family member's life. Term insurance plays a vital role in your life to solve these problems. Moreover, term plans are an excellent way to build a financial safety net and are the most straightforward and affordable type of term life insurance. It will help your family to settle your loans and pay off specific requirements in your absence. The death benefits are paid to the beneficiary or the nominee only upon the insured's death. Therefore, in simple words, the death benefits are zero if the insured dies after the policy has expired.
Health insurance is a contract between you and your insurance company that governs your health care. It covers medical and surgical expenses on behalf of policyholders in the event of a medical emergency or illness. A health insurance policy remains active even when a claim has been made until the sum insured limit is exhausted. Besides covering hospitalisation expenses, it reimburses pre and post-hospitalization expenses, ambulance fees, pharmacy bills, etc. Health insurance is a contract between you and your insurance company. You buy a plan, and the company agrees to pay part of your medical costs when you get sick or hurt. Any insurance solicitation in India is governed by IRDA (Insurance Regulatory & Development Authority), formed under the IRDA Act of 1999 as a statutory legislative government body.
A comprehensive policy is more expensive, but not only does it cover damage to the insured car and driver, but also the insured vehicle’s third-party liability. Losses incurred due to theft, natural calamities like fire, explosion, accident, self-ignition or lightning, terrorist activity, or damage in transit by road, rail, inland waterway, lift, elevator, or air are all covered under this.
Claims will be processed on receipt of all required documents, and additional documents or information, if required, will be called for after scrutiny of the claim. A cheque will be dispatched to you if the claim is admissible. If not, a repudiation letter will be sent to you. The turnaround time for reimbursement claims is 20 days from the date of receipt of all documents.
Motor insurance helps protect your car from unprecedented hazards like accidents, theft, fire, floods, vandalism, and other such scenarios. It is a contract between the motor vehicle owner and an insurance company to provide financial aid to the former to undertake repairs for damage or treat injuries in the event of a mishap. In return for the premium that the motor vehicle owner pays, the insurance company reimburses the costs of repairs, third-party losses, and treatment for injuries. Insurance is classified into comprehensive and third-party insurance.
This type of insurance is mandatory in India for every car owner and driver. It provides financial protection for any loss or damage caused to another person, property, or vehicle because of your 4-wheeler. The third-party premium rate depends on the engine cubic capacity of your 4-wheeler. Such rates are fixed by the IRDAI and are revised every year or so. Personal Accident Insurance for the primary driver:If you opt for a comprehensive auto insurance policy in India, you will also receive a compulsory personal accident cover for the owner-driver. Save Money: You compare different quotes and choose the plan that best suits your requirements.
A comprehensive policy is more expensive, but not only does it cover damage to the insured car and driver, it also covers the insured vehicle’s third-party liability. Losses incurred due to theft, natural calamities like fire, explosion, accident, self-ignition or lightning, terrorist activity, or damage in transit by road, rail, inland waterway, lift, elevator, or air are all covered under this.
Motor insurance helps protect your 2-wheeler from unprecedented hazards like accidents, theft, fire, floods, vandalism, and other such scenarios. It is a contract between the motor vehicle owner and an insurance company to provide financial aid to the former to undertake repairs for damage or treat injuries in the event of a mishap. In return for the premium that the motor vehicle owner pays, the insurance company reimburses the costs of repairs, third-party losses, and treatment for injuries. Insurance is classified into comprehensive and third-party insurance.
This type of insurance is mandatory in India for every 2-wheeler owner and driver. It provides financial protection for any loss or damage caused to another person, property, or vehicle because of your 2-wheeler. The third-party premium rate depends on the engine cubic capacity of your 2-wheeler. Such rates are fixed by the IRDAI and are revised every year or so. Personal Accident Insurance for the primary driver:If you opt for a comprehensive auto insurance policy in India, you will also receive a compulsory personal accident cover for the owner-driver. Save Money: You compare different quotes and choose the plan that best suits your requirements.
A comprehensive policy is more expensive, but not only does it cover damage to the insured vehicle and driver, it also covers the insured vehicle’s third-party liability. Losses incurred due to theft, natural calamities like fire, explosion, accident, self-ignition or lightning, terrorist activity, or damage in transit by road, rail, inland waterway, lift, elevator, or air are all covered under this.
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